Transaction Fees	No Fees
Deposit Restrictions	No Minimum Deposit No Minimum Balance
Currency	U.S. Dollars
Interest Rate	For Current Rate See Above Rate
Rate Tiers	Full Balance Interest
Deposits	Mail Internet Telephone
Calculation of Interest	Daily Closing Balance
Interest Payment Frequency	Last Day Of Each Month
Disbursements	Transfer to External U.S. Dollar Account Transfer to Canadian ISA
Statements	Quarterly Annually
Note: To open a U.S. Dollar Investment Savings Account, clients must provide a personal cheque from a U.S. Dollar chequing account which must be drawn on a Canadian Financial Institution

Savings Account and GIC rates are annualized and are current as of today's date and are subject to change without notice. Interest is calculated daily and paid monthly in the case of our Savings Accounts; and is calculated daily and paid at maturity on a GIC.