Short Term Guaranteed Investment (GIC)

Current Rate:	90 Days 0.50% 180 Days 0.50% 270 Days 0.50%
as of 05/02/2009

Product	Terms: 90 Days, 180 Days, 270 Days Cashable with 0% Early Redemption Rate

Transaction Fees	No Fees

Deposit Restrictions	No Minimum Deposit No Minimum Balance

Currency	Canadian Dollars

Interest Rate	For Current Rates See Above Rates

Rate Tiers	Full Balance Interest

Deposits	Mail Internet Telephone

Rate Guarantee	15 days for regular Short Term GIC 30 days for Short Term RSP GIC 30 days

Interest Payment Frequency	Calculated Daily, Paid at Maturity

Maturity Disbursement Options	Automatically renews for same term or transfer funds to existing Canadian Dollar ISA, upon request

Statements	Upon Initial Deposit (confirmation)

Insurance	CDIC Coverage Eligible

Contact FAS by phone, fax and online

Call: 1-888-464-3496 or in Toronto at (416) 497-4701
Fax: 1-877-609-4870 or in Toronto at (416) 497-9445