Product	Terms: 90 Days, 180 Days, 270 Days Cashable with 0% Early Redemption Rate
Transaction Fees	No Fees
Deposit Restrictions	No Minimum Deposit No Minimum Balance
Currency	Canadian Dollars
Interest Rate	For Current Rates See Above Rates
Rate Tiers	Full Balance Interest
Deposits	Mail Internet Telephone
Rate Guarantee	15 days for regular Short Term GIC 30 days for Short Term RSP GIC 30 days
Interest Payment Frequency	Calculated Daily, Paid at Maturity
Maturity Disbursement Options	Automatically renews for same term or transfer funds to existing Canadian Dollar ISA, upon request
Statements	Upon Initial Deposit (confirmation)
Insurance	CDIC Coverage Eligible

Savings Account and GIC rates are annualized and are current as of today's date and are subject to change without notice.  Interest is calculated daily and paid monthly in the case of our Savings Accounts; and is calculated daily and paid at maturity on a GIC.